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私隱政策

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本平台非常重視用戶的個人資料私隱。我們會遵守《個人資料（私隱）條例》（香港法例第486章），確保你提供的所有個人資料都獲得妥善處理及保障。

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1. 收集資料的目的

當你使用本平台服務（包括查詢、配對、轉介貸款等），我們可能會收集以下資料作相關用途，包括但不限於：

  • 姓名

  • 聯絡電話

  • 電郵地址

  • 財務狀況資料（如收入、負債等）

  • 其他有助分析你貸款需要的資訊

我們收集資料的主要目的為：

  • 處理你的貸款查詢及配對需求

  • 提供個人化的貸款方案建議

  • 必要時轉介合適的銀行或持牌財務公司

  • 與你聯絡及跟進申請進度

  • 改善本平台服務

2. 資料的使用及披露

  • 你提供的個人資料只會用於上述相關服務用途。

  • 除非得到你明確同意，資料不會出售、出租、轉讓予第三方作推廣或其他用途。

  • 需要時，我們會將必要資料轉交予合作銀行或持牌放債人，以便他們處理你的申請。

  • 所有合作機構均需遵守香港相關私隱法例。

3. 資料保密及安全

  • 我們會採取各種合理的技術及管理措施，保護你的個人資料避免未經授權存取、使用或洩漏。

  • 除法例規定或配合執法需要外，所有個人資料都會嚴格保密。

4. 查閱及更正個人資料

  • 你有權查閱、更新或更正你於本平台提供的個人資料。

  • 如需查閱或更改資料，請以WhatsApp或電郵方式聯絡我們，我們會盡快處理。

5. 保留資料時間

  • 我們只會於達到收集目的所需期間內保留你的資料，期滿後會安全銷毀。

6. 私隱政策修訂

  • 如本政策有任何更改，會即時於本網站/平台公佈，最新版本會優先適用。

7. 查詢

如有任何關於私隱政策的疑問，歡迎隨時透過WhatsApp或電郵聯絡我們。

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Privacy Policy

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Your privacy is very important to us. We are committed to protecting your personal data in accordance with the Personal Data (Privacy) Ordinance (Cap. 486, Laws of Hong Kong). This policy explains how we collect, use, and protect your personal information.

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1. Purpose of Data Collection

When you use our platform’s services (including inquiries, loan matching, or referrals), we may collect the following information for relevant purposes, including but not limited to:

  • Name

  • Contact phone number

  • Email address

  • Financial information (such as income, liabilities, etc.)

  • Other information that helps us assess your loan needs

We collect this information mainly to:

  • Process your loan inquiries and matching requests

  • Provide personalized loan recommendations

  • Refer you to suitable banks or licensed money lenders when necessary

  • Communicate with you and follow up on your application status

  • Improve our platform and services

2. Use and Disclosure of Information

  • Your personal data will only be used for the purposes stated above.

  • We will not sell, rent, or transfer your personal data to third parties for marketing or other unrelated purposes without your explicit consent.

  • Where necessary, we may transfer your information to our partner banks or licensed money lenders to process your application.

  • All partner institutions are required to comply with relevant privacy laws in Hong Kong.

3. Data Confidentiality and Security

  • We take reasonable technical and administrative measures to protect your personal data from unauthorized access, use, or disclosure.

  • All personal data will be kept strictly confidential, except as required by law or for law enforcement purposes.

4. Access and Correction of Personal Data

  • You have the right to access, update, or correct your personal data provided to our platform.

  • To request access or correction, please contact us via WhatsApp or email, and we will handle your request as soon as possible.

5. Data Retention Period

  • We will only retain your data for as long as necessary to fulfill the purpose for which it was collected. After that, your data will be securely deleted.

6. Changes to Privacy Policy

  • Any changes to this policy will be promptly posted on our website/platform. The latest version will always apply.

7. Contact Us

If you have any questions regarding our Privacy Policy, please feel free to contact us via WhatsApp or email.

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