免責聲明及重要資訊
本平台為貸款比較及轉介服務，並非持牌放債人或銀行，亦不直接提供任何信貸或貸款批核服務。我們優先建議合資格人士向銀行或獲香港金融管理局（HKMA）授權之接受存款機構申請貸款，若客戶不符合銀行條件，才會考慮轉介合資格財務公司作替代。
本平台不向客戶收取任何預先費用或「成功」費。平台營運由與合作銀行／財務公司等機構的推廣或轉介安排所支持。我們或會就成功轉介、表現或按貸款金額獲取回報（如佣金／介紹費），但不同回報不會影響我們的建議及服務中立性。
所有貸款批核、實際利率、貸款額、還款期、手續費等，均以相關銀行或財務公司最終審批及條款為準，並視乎個別客戶資料及審核政策。平台不保證任何申請的批核、放款時間或最低利率。網站內容所載示例利率、優惠僅供參考，可能隨時更改，亦未必涵蓋全市場所有產品。
你所提供的資料只會用於聯絡、比較及必要之轉介，或會交予相關銀行／財務公司／受委託供應商處理。你可根據《個人資料（私隱）條例》要求查閱、更正或刪除你的資料。切勿在本平台提供一次性密碼或網上銀行登入資料。
本服務僅適用於香港地區。
本平台所載資料及建議僅供參考，並不構成任何專業意見。用戶應自行判斷是否需要獨立專業意見。因使用本網站資訊、服務或推薦而引致之任何損失或損害，本平台概不負責。
法定忠告：借錢梗要還，咪俾錢中介！
借定唔借？還得到先好借。
Disclaimer & Important Information
This platform provides loan comparison and referral services only and is not a licensed money lender or a bank. We do not directly offer any lending or credit approval services. We prioritize referring eligible individuals to banks or deposit-taking institutions authorized by the Hong Kong Monetary Authority (HKMA) for loan applications. If a client does not meet the requirements of banks, we may introduce qualified finance companies as an alternative.
This platform does not charge any upfront fees or “success” fees to clients. Our operations are supported by promotional or referral arrangements with partner institutions. We may receive rewards (such as commissions or referral fees) based on successful referrals, performance, or loan amounts, but these do not impact the neutrality or quality of our recommendations.
All loan approvals, actual interest rates, loan amounts, tenors, handling fees, and other terms are subject to the final decision of the respective bank or finance company, according to their own assessment policies and your personal information. The platform does not guarantee loan approval, disbursement time, or the lowest rates. Any example rates or offers shown on this website are for reference only, may change at any time, and may not cover all products in the market.
The information you provide will only be used for contact, comparison, and necessary referrals, and may be shared with relevant banks, finance companies, or authorized service providers for processing. You have the right, under the Personal Data (Privacy) Ordinance, to access, correct, or delete your data. Do not provide one-time passwords or online banking login information on this platform.
This service is for use in Hong Kong only.
All information and recommendations provided by this platform are for general reference only and do not constitute professional advice of any kind. Users should determine whether independent professional advice is required. The platform will not be liable for any loss or damage arising from the use of information, services, or referrals from this website.
Statutory Warning: Borrowing carries risks. You have to repay loans. Do not pay money to intermediaries!